About Us

About Us

FFP was founded in 2014 by old school friends Gareth Jones & Richard Lloyd Jones with an initial focus on providing finance solutions for businesses in the professional services sector.

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Gareth has 15 years’ experience working in the business finance arena arranging unsecured loans and asset finance for the professions, whilst Richards' background was in property finance having owned and run a successful local mortgage and insurance brokerage, Signature Mortgages for over 10 years

As stated above, initially the premise was on supporting professional firms in respect of unsecured funding, however over the past 2 years, after building up many great relationships with accountants and introducers the unsecured loan market opened up with a multitude of lending options becoming available to business from all sectors.

We have grown quickly and now offer a comprehensive range of solutions to businesses from all industries. Whether this be a commercial mortgage, an unsecured loan or asset finance we believe we offer the full spectrum of funding solutions any growing business may require access to.

We are passionate about helping businesses to grow. In order to achieve this, we take time to understand your business and its requirements – and then source the right solution for you.

This is possible because we are an independent finance broker. This means we are not obliged to push particular products. Instead, we are able to scour the market for the right product and deal for your business.

In July 2017, FFP Solutions Ltd received its “Variation of Permissions” from the Financial Conduct Authority, so we are now authorised to transact regulated mortgage and insurance business as well as unregulated business.

To date, we have provided hundreds of clients with unsecured loans, commercial and residential mortgages and development finance.

We are passionate about…

  • Giving great customer service
  • Securing great deals for all of our clients
  • Operating with total transparency
  • Working in an ethical way
  • Building strong and long-term relationships
  • Helping our clients grow their businesses

The Team

Gareth Jones


Lover of Coffee and Indian food.

At weekends often found chasing a white ball across a field. Also, partial to the odd pint of quality lager.

Guardian of the office dog, Snoop. So I`m also dragged around the shores of north wales or trudging about the hills on a daily basis.

As well as nearly being the best golfer in the office, I`m also an aspiring fantasy footballer – currently lying a lowly second to bottom in the league. I`m a LFC fan too btw.

Also interested in design architecture and fast cars.

Richard Lloyd-Jones


After starting off in fashion world owning his own clothes shop in Prestatyn (Signature), in 2007 he decided on a total career change and did his CeMap mortgage exams.

He's an LFC fan and a golf lover, the lowest in the office he might add - so you will see him on the golf course most weekends.

He's a lover of all Gin's and hopes to have his own private collection!

Knows very little about house renovation and diy..... although has got flat pack furniture assembly down to 8 hours!!

He has 2 lovely children and his wife has the patience of a saint putting up with him.

Richard Pape


Richard has worked in Financial Services for the last 18 years with Halifax, Lloyds and Bank of Scotland. He specialises in Loans, Mortgages and Credit Cards.

When he isn't in the office you will find him on the golf course or out running or cycling as he's very keen on fitness. He's also family orientated with 3 children - Alex, Charlotte and Thomas and wife Sarah who is very bossy and tells him what to do!

Sonja Frost

Office Manager

Sonja looks after all the 1st time buyers. She loves helping them through the process and getting their first set of keys!

Being a city girl most of her life, she moved to the countryside 7 years ago, to do up at renovation project.... and she's still working on it now!! When she's not in the office, you will happily find her up a ladder, on the digger or a dumper.

Her most important task each week is deciding who is the best golfer in the office!

Jessica O'Brien


Can be seen with a large glass of sauvignon blanc in hand as soon as Friday comes round....if not before!

Enjoys dogs walk with her beagle, Alfie, music festivals (even though she has rubbish taste in music) planning for her upcoming wedding and is the office star baker!


Office Guardian

Looks after us all here in the office.

Loves his ball, frisby, walks at the park and cuddles!

Like the sound of us?

Call us free on: 0800 783 3117