After starting off in the fashion world owning his own clothes shop in Prestatyn (Signature), in 2007 he decided on a total career change and did his CeMap mortgage exams.
He’s an LFC fan and a golf lover, the lowest handicap in the office he might add – so you will see him on the golf course most weekends.
Knows very little about house renovation and DIY….. although has got flat pack furniture assembly down to 8 hours!!
He has 2 lovely children, and his wife has the patience of a saint putting up with him.
Richard has worked in Financial Services for the last 18 years with Halifax, Lloyds and Bank of Scotland. He specialises in Loans, Mortgages and Credit Cards.
When he isn’t in the office you will find him on the golf course or out running or cycling as he’s very keen on fitness. He’s also family orientated with 3 children – Alex, Charlotte and Thomas and wife Sarah who is very bossy and tells him what to do!
One of the original founding partners of FFP, Gareth has now decided to take a back seat, but is still very much involved in FFP.
Lover of Coffee and Indian food.
At weekends often found chasing a white ball across a field. Also, partial to the odd pint of quality lager.
Guardian of the office dog, Snoop. So he’s dragged around the shores of north wales or trudging about the hills on a daily basis.
As well as nearly being the best golfer in the office, he’s also an aspiring fantasy footballer – currently lying a lowly second to bottom in the league.
Also interested in design architecture and fast cars.
The elder statesmen of FFP, Keith has probably written more mortgage deals than everyone in the business put together. When he is not sat as his desk helping first time buyers and home movers you can find him at the dojo practising he life long passion of Karate. He is a black belt 2nd dan! Nobody at FFP messes with Keith!
Beth has recently passed her CeMAP exams and is now a qualified mortgage advisor!
Beth loves to travel and explore and has previously lived in Australia. You’ll mostly find her enjoying outdoor sports, trying out new restaurants or walking her gorgeous spaniel Ozzy!
Lee is our resident Welsh speaker in the company and looks after mortgage clients throughout the UK, and in particular those on the island of Anglesey. He is mad keen on football having spent many years as a kid’s football coach. Another LFC fan and the second-best FPL player in the business.
Katherine has worked in financial services for the last 19 years and specialises in equity release, mortgages and protection. She enjoys complex cases and helping clients save money.
Katherine is also a Rightmove addict and one cat away from being a crazy cat lady!
Chloe is happiest with a gin (or 2) in hand, has 2 children and a fur baby called Fred who keeps her on her toes.
In her spare time she enjoys going on family days out and nights out with her friends which usually end up with her embarassing herself on the dancefloor!
Fiona has recently joined our team to cover the accounts admin,
She comes from an AAT accounting background, when she isn’t here she is very busy at home with her young twins and 2 fur babies.
Looks after us all here in the office.
Loves his ball, frisbee, walks at the park and cuddles!
Registered in England and Wales Company No. 08958626, Registered Address: Unit 32 Llys Edmund Prys, St. Asaph, Denbighshire, LL17 0JA
Authorised and Regulated by The Financial Conduct Authority. FFP Solutions Ltd is a credit broker and not a lender and is entered on the FCA register under reference 624257
You can find FFP Solutions on the Data protection public register under reference: ZA056605
YOUR HOME OR YOUR COMMERCIAL PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We are a credit broker not a lender. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source finance from the whole of market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
https://www.financial-ombudsman.org.uk/
THE GUIDANCE PROVIDED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CONSUMERS IN THE UK